Infrastructure for Insurance.
Legacy for Families.
Final Expense Coverage. Licensed Agent Careers. Regional Agency Support.
Who We Serve
Final Expense Coverage
Simple protection. Lifetime coverage! We serve families with guaranteed peace of mind — little to no medical exam options available.
Licensed Agents
Structured lead flow, and full onboarding support provided! Weekly pay + career advancement.
Agency Builders
Plug and play infrastructure. Backend support - licensing. Scalable brand systems.
We serve families and professionals acress the South, Midwest, and expanding Western regions, Each region operates under One Model & One mission.
What Makes Us Different
Frequently Asked Questions (FAQ)
1. What is First South Insurance Division?
First South is a modern, independent insurance platform that equips agents with the tools, programs, and multi-carrier access needed to succeed in the life insurance industry. We operate nationwide with a focus on leadership development, community impact, and income scalability.2. Is First South an insurance company?
No. First South is not an insurance company. We are a distribution and agent development platform that partners with top-rated carriers to deliver products and programs through independent agents.3. What is the mission of First South?
To build culturally relevant, nationally recognized, and economically impactful insurance leaders who protect families and change communities through innovative benefit-based programs.4. What kind of insurance products are offered?
Final Expense (Simplified Issue Whole Life)
Term Life Insurance
Guaranteed Issue Life Insurance
Accidental Death CoverageOur primary client-facing products include:
Peace of Mind Benefit™ (for seniors 50–85)
The Life Cushion™ (for adults 25–45)5. What makes First South different from other insurance groups or FMOs?
Streamlined, culturally modern branding
Programs that sell like public benefits, not policies
Leadership development through the Division Model
Multi-carrier, non-captive infrastructure
High-impact marketing, training, and recruiting systems6. What states does First South operate in?
We are actively growing across Tennessee, Missouri, Arkansas, Kentucky, Oklahoma, Texas, and expanding nationwide. Our carrier partnerships allow national licensing.7. Who can join First South?
Licensed Life Insurance Agents
New agents seeking mentorship
Career changers seeking flexible income opportunities
Existing agency owners wanting national growth8. What is the cost to join First South?
There is no fee to join. We invest in our agents through onboarding, training, and backend systems. Performance determines access to additional incentives and lead support.9. Do you offer training and support?
Yes. Our system includes:
Live weekly virtual trainings
On-demand agent portals
New agent bootcamps
Sales script libraries
Leadership coaching and mentorship
Slack-based communication channels12. Do agents receive leads?
Yes. Agents can access:
Verified lead vendors
Warm transfer call leads
Digital marketing campaigns
Localized community outreach kits
Top producers may receive performance-based lead credits.13. Are commissions competitive?
Yes. We offer scalable, uncapped commissions with multi-carrier contracts and advancement into leadership.14. Can I build a team or become a leader?
Absolutely. Through our Division Model, agents can:
Recruit and mentor new agents
Advance to Division Operator
Build a regionally branded team under First South15. What kind of marketing support is available?
Custom flyer and postcard templates
Branded program logos (e.g., Peace of Mind Benefit, The Life Cushion)
Social media graphics
CRM-integrated email campaigns
Funnel-based recruiting platforms16. Do I have to be captive to First South?
No. First South is an independent platform. You can remain fully independent and still access our tools, programs, and team-building model. You retain ownership of your book of business.17. Can I plug my existing agency into First South?
Yes. We work with agency owners and aspiring FMOs to provide backend infrastructure, branded growth systems, and access to national programs.18. How long does onboarding take?
New agents can be onboarded and appointed with carriers within 3–5 business days, depending on background checks and licensing status.19. What technology do you provide?
CRM and agent portals
Zoom training hub
Slack team channels
Digital contracting platform
Commission tracking dashboard
Copyright © 2025 First South Insurance Division. All rights reserved. Powered by Bonds & Associates Holdings, PLLC
Agent & Agency Opportunities
We help licensed life agents and regional agency owners scale across:✔ Final Expense
✔ Whole Life
✔ Accidental Death
✔ Term Life
✔ Pre-Need / Burial SolutionsWhat We Offer:✔ Direct contracts with national carriers
✔ No territory restrictions
✔ Daily commission pay & renewals
✔ Optional lead access (mail, digital, TV, call-ins)
✔ CRM, training systems, recruiting materials
✔ Regional & national growth tracks
Trusted Life Insurance
Coverage Starts Here
At First South Insurance Division, we help families plan ahead with reliable final expense and whole life insurance solutions. Whether you're looking to protect your loved ones from funeral costs, secure long-term coverage, or leave behind a legacy, our licensed agents are here to guide you.We work with Top-Rated National Carriers to offer:
✔ Final Expense Life Insurance(for ages 40-89)
✔ Whole Life & Term Life Coverage(starting at $5,000 up to $100,000)
✔ No Medical Exam Options available
✔ Fast approvals - some in minutes
✔ Guaranteed lifetime rates that never increase!
✔ 24-48 hour claims support when your family needs it mostWhy Families Trust First SouthWith our personalized approach, you're never just a policy number. We take the time to explain your options, compare coverage, and help you find the right plan based on your health, age, and budget.Hassle-Free! With a view honest questions, we can the best coverage that protects you and your family!
Speak with a licensed agent near you and discover what policy fits your needs.Call us at [615-933-9714] or request a quote below.